Your privacy is important to us. Where user privacy is concerned, we at WealthySaver.com follow a few fundamental principles:
- We don’t share your personal information with anyone except to comply with the law, develop products, or protect our rights.
- We do not sell user information.
- We don’t store personal information on our host’s servers unless required for the ongoing operation of this website or one of its services.
In the blog and its products, we aim to make it as simple as possible for you to control what’s visible to the public, seen by search engines, kept private, and permanently deleted. You can contact us any time via the contact form if you have any questions about the site or its policies.
WealthySaver.com officially operates under a small company called Bradley Financial Holdings. It is Bradley Financial Holdings policy to respect your privacy regarding any information it may collect while operating this website and other websites that operate under Bradley Financial Holdings.
Like most website operators, Bradley Financial Holdings collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Bradley Financial Holdings purpose in collecting non-personally identifying information is to better understand how Bradley Financial Holdings visitors use its websites. From time to time, Bradley Financial Holdings may release non-personally-identifying information in the aggregate, for example by publishing a post on trends in the usage of its websites.
Bradley Financial Holdings also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments. Bradley Financial Holdings only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses are visible and disclosed to the administrator of the site where the comment was left. (In normal operations, we never look at this info. The only time we’ve ever used it is to block recurring spammers and hostile trolls.)
Bradley Financial Holdings may make use of third-party services that access personal information including but not limited to email addresses, IP addresses and other non-personally identifying information. Bradley Financial Holdings cannot oversee or be held liable for third party usage of such information.
Gathering of Personally-Identifying Information
Certain visitors to Bradley Financial Holdings websites choose to interact with Bradley Financial Holdings in ways that require Bradley Financial Holdings to gather personally-identifying information. The amount and type of information that Bradley Financial Holdings gathers depends on the nature of the interaction.
Those who engage in transactions with Bradley Financial Holdings – by purchasing products or services, for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Bradley Financial Holdings collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Bradley Financial Holdings. Bradley Financial Holdings does not disclose personally-identifying information other than as described below.
Visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Children’s Online Privacy Protection Act
COPPA is a U.S. law that restricts how websites can collect information about children. According to the FTC, “The Rule applies to operators of commercial websites and online services directed to children under 13 that collect, use, or disclose personal information from children, and operators of general audience websites or online services with actual knowledge that they are collecting, using, or disclosing personal information from children under 13.”
Bradley Financial Holdings does not operate websites directed to children under 13 and does not collect, use or disclose personal information from visitors known to be under 13.
Bradley Financial Holdings may collect statistics about the behaviour of visitors to its websites. For instance, Bradley Financial Holdings may monitor inbound traffic sources, visitor time spent online, bounce rate, and so on. Bradley Financial Holdings may display this information publicly or provide it to others. However, Bradley Financial Holdings does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Bradley Financial Holdings discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that:
- (i) need to know that information in order to process it on Bradley Financial Holdings behalf or to provide services available at Bradley Financial Holdings websites, and
- (ii) that have agreed not to disclose it to others.
Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Bradley Financial Holdings websites, you consent to the transfer of such information to them.
Bradley Financial Holdings will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Bradley Financial Holdings discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Bradley Financial Holdings believes in good faith that disclosure is reasonably necessary to protect the property or rights of Bradley Financial Holdings, third parties or the public at large.
If you are a subscriber of a Bradley Financial Holdings website and have supplied your email address, Bradley Financial Holdings may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Bradley Financial Holdings and our products. We generally use articles on our websites to communicate this type of information, so we expect to keep this type of email to a minimum.
Bradley Financial Holdings takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.
If Bradley Financial Holdings, or substantially all of its assets, were acquired, or in the unlikely event that Bradley Financial Holdings goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Bradley Financial Holdings may continue to use your personal information as set forth in this policy.
Bradley Financial Holdings aims to provide the best financial information possible. As part of the process, we naturally mention and recommend various products and services. Some of the companies we mention on this site may pay us a referral fee or commission when customers visit and/or are approved for various products. This compensation doesn’t cost anything to you, the reader, and it makes it possible for Bradley Financial Holdings to continue providing the best possible information and keep the website operational.
Bradley Financial Holdings websites may also features display ads. If we refer enough people who meet specific criteria, some third party companies will pay us a referral fee.
Everything on this site including, but not limited to the analysis, the opinions, the research, is that of each article’s author and is not influenced or edited by advertisers. Advertisers have no editorial input. We strive to never let advertisers influence our editorial decisions. We write what we think will be useful to readers. After an article is complete, then we look to see if there is any relevant way to monetize each article.
Comments contributed by visitors to Bradley Financial Holdings websites, including all information supplied in the comment form including Name (as supplied by the visitor) and Website are visible to all other visitors and are stored on the server indefinitely.
An email address is also necessary to leave a comment and is stored by the blogging software but it is not visible to visitors. It is not required to be a valid email address, and will never be given away or sold or added to mailing lists without permission, or used for any reason except for the administrator to contact the commenting visitor.
This seldom happens and usually only happens when you are a regular commenter we believe you would actually want to hear from me, and we don’t have a better way of contacting you. (For example, if we wanted to ask a question about the book you recommended in your comment.)
Still, Bradley Financial Holdings reserves the right to do so for any reason.
Correspondence sent via contact form
WealthySaver.com has a contact form that website visitors may use to get in touch with us. This content may be published on the blog, with personally-identifying information removed. We will almost always ask permission before doing so, but reserve the right to publish non-personally-identifying content copied from inbound contact form emails without the user’s permission, in the event that we believe it has value to other visitors of Bradley Financial Holdings websites.
If the visitor requests beforehand that it not be published, or expressly denies permission beforehand when asked, it will not be published.
All content provided on this site is for informational purposes only. Please note that WealthySaver.com and its parent company Bradley Financial Holdings may have financial relationships with some of the merchants and website proprietors mentioned on this blog.
However, we do not engage in disingenuous endorsement. If we say we like something, we really do. If we say something is worthwhile, we really think it is.
WealthySaver.com makes no guarantees as to accuracy, completeness, or relevance of any claims made on this site and will not be held liable for any errors or omissions in their content, or any losses, injuries, damages or misunderstandings arising from the publication or use of this site’s content.
All information and advice is the opinion of the giver, whether it is that of the proprietor of the site or that of a visitor. Do with it what you will and take responsibility for it.
WealthySaver.com c/o Bradley Financial Holdings
55 Strathaven Drive, Suite 2109
Mississauga, ON L5R 4G9